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Ron Ward Insurance is your trusted independent insurance agency in West Virginia, with locations in Milton and Nitro.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

What Sets us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

The Ron Ward Insurance agency is a second generation agency started by Ron Ward Sr. in 1965. In 1998, Ron Ward Jr. joined the agency and later took over as owner in 2007 when Ron Ward Sr. retired. Today we have two offices throughout West Virginia in Milton and Nitro and we’re proud to say we still have clients that have been with us from our start!

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect your business and your life from the unexpected. Our specialties include, Auto Insurance, Home Insurance, Life Insurance and Business Insurance, but we don’t just sell insurance; we work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

Because we’re independent, our priority is you – not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage and service.

Our insurance advisors make it their business to know your world inside and out and are there to help you through all the changes in your life and your business. Whether you’re going from renting an apartment to buying a home, adding a partner to your business, getting married, renovating your home or adding a teen driver to your auto policy – whatever it is, we’ve got you covered!

At Ron Ward Insurance, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in West Virginia, including Barboursville, Ona, Milton, Culloden, Hurricane, Nitro, St Albans, Huntington, Salt Rock, Fraziers Bottom, West Hamlin, Hamlin, Teays Valley, Scott Depot, Winfield, Buffalo, Eleanor, Red House, Poca, Cross Lanes, Lesage, Ashton, Glenwood, Dunbar, Charleston and South Charleston.